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Tuesday, July 18, 2006

Planning For The Unexpected

Today, I witnessed a 1 in 10,000 event. I went to my local barber for a haircut and the place was empty when I arrived. Shortly after I sat in the chair, a young man with red hair entered and sat down in a seat near the door. Just before my haircut was completed, a mother arrived with twin red heads and they were dispatched to two other chairs.

Since I am also a natural red head (now faded to strawberry blond), the four of us were the only clients at 2:30 PM. I've been told the probability of being a redhead in the USA is approximately 10%. Taking .1 to the 4th power, you have a 1 in 10,000 event. Four redheads being the only clients at a single time is rare.

You should always carry adequate insurance protection and budget the cost in your five year plans. Unusual events do occur.

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